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CHM Senior Share

CHM for folks approaching retirement @ 65

https://www.chministries.org/blog/approaching-retirement-there-s-no-need-to-retire-your-chm-membership

Get GOLD Benefits for $115/mo ($120/mo discount)

Most extensive financial support by sharing medical incidents totaling $1,000 or more (as long as all other Guidelines are met), up to $125,000 per illness. Read an example here.
Annual Personal Responsibility (PR) of $1,000 per unit.
Qualifying amount per incident of $1,000 per unit.
Includes:
- Inpatient or outpatient hospital incidents and surgery
- Urgent care
- Independent lab work and radiology
- Physical therapy and home healthcare (up to 45 visits for each type)
- Incident-related doctor’s office visits
- Incident-related prescriptions
- Access to telemedicine services
- Removes the $125,000 per illness cap when adding Brother’s Keeper

Requirements:

+ Turn 65

+ Gold already

+ Medicare Part A and Part B (or a Medicare Advantage Plan)

Shares medical incidents totaling $5,000 or more (as long as all other Guidelines are met), up to $125,000 per illness.
Annual Personal Responsibility (PR) of $5,000 per unit.
Qualifying amount per incident of $5,000 per unit.
Includes:
- Inpatient or outpatient hospital incidents and surgery
- Surgery performed at facilities that meet accepted standards of medical care
- Access to telemedicine services
Does not include:
- Maternity bills
- Testing and treatment outside of a hospital
- Urgent care facilities

Provides an additional $100,000 of cost support
With each annual renewal, members receive an additional $100,000, accruing up to $1 million per illness